{"product_id":"penny-capitalist-hester-0870004220","title":"The Penny Capitalist by James J. Hester aka Algernon Horatio","description":"\u003csection id=\"penny-capitalist-product\"\u003e\u003cscript type=\"application\/ld+json\"\u003e\n    {\n      \"@context\": \"https:\/\/schema.org\",\n      \"@type\": \"Book\",\n      \"name\": \"The Penny Capitalist: How to Build a Small Fortune from Next to Nothing\",\n      \"author\": [\n        { \"@type\": \"Person\", \"name\": \"James J. Hester\" },\n        { \"@type\": \"Person\", \"name\": \"Algernon Horatio\" }\n      ],\n      \"isbn\": \"9780870004223\",\n      \"bookFormat\": \"https:\/\/schema.org\/Hardcover\",\n      \"publisher\": \"Arlington House Books\",\n      \"datePublished\": \"1979\",\n      \"inLanguage\": \"English\",\n      \"numberOfPages\": 244,\n      \"description\": \"Originally published in 1979, this guidebook by James J. Hester (aka Algernon Horatio) outlines a practical, step-by-step plan for the personal investor to significantly increase net worth starting from minimal resources. Essential reading for personal finance and wealth accumulation.\",\n      \"keywords\": \"Money Management, Personal Finance, Budgeting, Wealth Accumulation, Penny Capitalism, Investing, Bargain Hunting, James Hester\",\n      \"sku\": \"0870004220\", \n      \"image\": \"https:\/\/cdn.shopify.com\/s\/files\/1\/0855\/2077\/7531\/files\/0870004220.jpg?v=1760625723\",\n      \"offers\": {\n        \"@type\": \"Offer\",\n        \"priceCurrency\": \"USD\",\n        \"price\": \"25.99\",\n        \"itemCondition\": \"https:\/\/schema.org\/UsedCondition\",\n        \"availability\": \"https:\/\/schema.org\/InStock\"\n      },\n      \"aggregateRating\": {\n        \"@type\": \"AggregateRating\",\n        \"ratingValue\": \"4.4\",\n        \"reviewCount\": \"236\"\n      }\n    }\n    \u003c\/script\u003e\n\u003ch2 style=\"font-size: 1.9em; color: #cc0000; border-bottom: 3px solid #000000; padding-bottom: 8px; margin-bottom: 10px;\"\u003eThe Penny Capitalist: How to Build a Small Fortune from Next to Nothing\u003c\/h2\u003e\n\u003cdiv style=\"margin-bottom: 20px; font-style: italic; color: #333333;\"\u003eA timeless guide to personal finance by \u003cstrong style=\"font-weight: bold;\"\u003eJames J. Hester\u003c\/strong\u003e (aka Algernon Horatio).\u003c\/div\u003e\n\u003carticle class=\"product-details\" style=\"line-height: 1.6; color: #1a1a1a;\"\u003e\n\u003ch3 style=\"color: #000000; font-size: 1.3em; margin-bottom: 5px; border-left: 3px solid #CC0000; padding-left: 10px;\"\u003eSummary\u003c\/h3\u003e\n\u003cp style=\"margin-bottom: 20px;\"\u003eIn this guidebook and rule book for the personal investor, \u003cstrong style=\"font-weight: bold;\"\u003eJames Hester\u003c\/strong\u003e shares his journey from having minimal resources to achieving significant financial success. This book proves that \u003cstrong style=\"font-weight: bold; color: #cc0000;\"\u003eRetirement and personal finance are essential\u003c\/strong\u003e and achievable, regardless of your starting point.\u003c\/p\u003e\n\u003ch3 style=\"color: #000000; font-size: 1.3em; margin-bottom: 5px; border-left: 3px solid #CC0000; padding-left: 10px;\"\u003eMarket Rankings\u003c\/h3\u003e\n\u003cul style=\"list-style-type: none; padding-left: 0; margin-bottom: 20px;\"\u003e\n\u003cli style=\"margin-bottom: 5px;\"\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eTOP 10\u003c\/strong\u003e in Money Management, Budgeting \u0026amp; Bargains\u003c\/li\u003e\n\u003cli style=\"margin-bottom: 5px;\"\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eTOP 50\u003c\/strong\u003e Books on Personal Finance\u003c\/li\u003e\n\u003cli style=\"margin-bottom: 5px;\"\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eTOP 200\u003c\/strong\u003e in Financial Planning\u003c\/li\u003e\n\u003cli style=\"margin-bottom: 5px;\"\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eTOP 500\u003c\/strong\u003e in Finance\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv style=\"margin-top: 25px; margin-bottom: 15px;\"\u003e\n\u003cdetails style=\"border: 1px solid #CC0000; border-radius: 4px; overflow: hidden;\"\u003e\n\u003csummary style=\"display: block; cursor: pointer; padding: 10px 15px; background-color: #cc0000; color: #ffffff; font-weight: bold; font-size: 1.1em;\"\u003e▶ OVERVIEW \/ FULL SYNOPSIS\u003c\/summary\u003e\n\u003cdiv style=\"padding: 15px; background-color: #ffffff; color: #1a1a1a;\"\u003e\n\u003cp style=\"margin-top: 0;\"\u003eHester outlines a plan that allowed him to increase his net worth significantly while maintaining a comfortable lifestyle. The book provides practical insights for readers seeking financial stability.\u003c\/p\u003e\n\u003cp style=\"border-left: 4px solid #CC0000; padding-left: 10px; background-color: #f7f7f7;\"\u003eAre you the sort of person who runs out of money on the 25th of every month, has no savings account, and wonders how you'll ever find the money to get your daughter's teeth straightened? \u003cstrong style=\"font-weight: bold;\"\u003eThen meet James Hester.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eHester and his wife started with just $70 and a four-year-old Studebaker in 1955. By 1968 they had $14,000, and later, their net worth increased to \u003cstrong style=\"font-weight: bold;\"\u003e$300,000\u003c\/strong\u003e—more than his total salary! They achieved this while raising three sons and maintaining a comfortable standard of living.\u003c\/p\u003e\n\u003cp style=\"margin-bottom: 0;\"\u003e\u003cstrong style=\"font-weight: bold;\"\u003eAmazing?\u003c\/strong\u003e It certainly is. Lucky? Not at all! James Hester followed a plan - and you can use it every bit as effectively as he did. Originally published in 1979, the opportunities are still out there. Each generation has to learn it all over again.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/details\u003e\n\u003c\/div\u003e\n\u003cdiv style=\"margin-bottom: 15px;\"\u003e\n\u003cdetails style=\"border: 1px solid #CC0000; border-radius: 4px; overflow: hidden;\"\u003e\n\u003csummary style=\"display: block; cursor: pointer; padding: 10px 15px; background-color: #000000; color: #cc0000; font-weight: bold; font-size: 1.1em;\"\u003e➕ KEY STRATEGIES: Penny Capitalism Roadmap\u003c\/summary\u003e\n\u003cdiv style=\"padding: 15px; background-color: #ffffff; color: #1a1a1a;\"\u003e\n\u003ch4 style=\"color: #cc0000; margin-top: 0; margin-bottom: 10px;\"\u003ePenny Capitalism: The Offbeat Path to a Small Fortune\u003c\/h4\u003e\n\u003cul style=\"list-style-type: disc; padding-left: 20px; font-size: 0.95em;\"\u003e\n\u003cli\u003eYou may be worth more than you think\u003c\/li\u003e\n\u003cli\u003eHow to increase your disposable income without increasing your taxes\u003c\/li\u003e\n\u003cli\u003eWhy conventional investment advice is not for you\u003c\/li\u003e\n\u003cli\u003eBorrowing your way to riches: how to do it; pitfalls to avoid\u003c\/li\u003e\n\u003cli\u003eHow to unload a bum investment\u003c\/li\u003e\n\u003cli\u003eOPM (other people's money): how to use it as if it were your own\u003c\/li\u003e\n\u003cli\u003eInflation: putting it to work for you\u003c\/li\u003e\n\u003cli\u003eThe best way to buy a house\u003c\/li\u003e\n\u003cli\u003eCredit-card dos and don'ts\u003c\/li\u003e\n\u003cli\u003eWhat barter can do for you\u003c\/li\u003e\n\u003cli\u003eGarage saling: a key to better living for less\u003c\/li\u003e\n\u003cli\u003eThe hidden advantages of self-employment\u003c\/li\u003e\n\u003cli\u003eWhy every family should leverage income property\u003c\/li\u003e\n\u003cli\u003e\u003cstrong style=\"font-weight: bold;\"\u003eMuch, much more!\u003c\/strong\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/details\u003e\n\u003c\/div\u003e\n\u003cdiv style=\"margin-bottom: 25px;\"\u003e\n\u003cdetails style=\"border: 1px solid #CC0000; border-radius: 4px; overflow: hidden;\" open=\"\"\u003e\n\u003csummary style=\"display: block; cursor: pointer; padding: 10px 15px; background-color: #cc0000; color: #ffffff; font-weight: bold; font-size: 1.1em;\"\u003e👤 AUTHOR BIO \u0026amp; BOOK SPECIFICATIONS\u003c\/summary\u003e\n\u003cdiv style=\"padding: 15px; background-color: #ffffff; color: #1a1a1a;\"\u003e\n\u003ch4 style=\"color: #000000; margin-top: 0; margin-bottom: 5px;\"\u003eAbout the Author\u003c\/h4\u003e\n\u003cp style=\"margin-bottom: 15px; font-size: 0.95em;\"\u003e\u003cstrong style=\"font-weight: bold;\"\u003eJames Hester (aka Algernon Horatio)\u003c\/strong\u003e has been a full professor and research scientist at a large mid-western state university. His career as a Penny Capitalist resulted from the imaginative pursuit of offbeat opportunities, or, as he puts it, \"the only alternatives open to me.\"\u003c\/p\u003e\n\u003ch4 style=\"color: #000000; margin-top: 10px; margin-bottom: 5px; border-top: 1px dashed #cccccc; padding-top: 10px;\"\u003eBook Data\u003c\/h4\u003e\n\u003cul style=\"list-style-type: none; padding-left: 0; font-size: 0.95em;\"\u003e\n\u003cli\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eISBN-13:\u003c\/strong\u003e 9780870004223\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eBinding:\u003c\/strong\u003e Hardcover (Dust Jacket included)\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003ePublished:\u003c\/strong\u003e 1979 by Arlington House Books\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003ePages:\u003c\/strong\u003e 244\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eDimensions:\u003c\/strong\u003e 6 x 9 x 1.125-Inches\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong style=\"color: #cc0000;\"\u003eSubjects:\u003c\/strong\u003e Money Management, Personal Finance, Investments, Wealth Accumulation, Side Hustles\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/details\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"tags\" style=\"margin-top: 30px; font-size: 0.9em;\"\u003e\n\u003cstrong style=\"color: #000000;\"\u003eKeywords:\u003c\/strong\u003e \u003cspan style=\"display: inline-block; background: #000000; color: #cc0000; padding: 3px 8px; border-radius: 3px; margin-right: 5px; font-weight: bold;\"\u003e#PennyCapitalist\u003c\/span\u003e \u003cspan style=\"display: inline-block; background: #000000; color: #cc0000; padding: 3px 8px; border-radius: 3px; margin-right: 5px; font-weight: bold;\"\u003e#PersonalFinance\u003c\/span\u003e \u003cspan style=\"display: inline-block; background: #000000; color: #cc0000; padding: 3px 8px; border-radius: 3px; margin-right: 5px; font-weight: bold;\"\u003e#Investments\u003c\/span\u003e \u003cspan style=\"display: inline-block; background: #000000; color: #cc0000; padding: 3px 8px; border-radius: 3px; margin-right: 5px; font-weight: bold;\"\u003e#WealthBuilding\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/article\u003e\n\u003c\/section\u003e","brand":"Bust-Down Books","offers":[{"title":"Default Title","offer_id":48543500763451,"sku":"0870004220","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0855\/2077\/7531\/files\/9780870004223.jpg?v=1760624791","url":"https:\/\/bustdownbooks.com\/products\/penny-capitalist-hester-0870004220","provider":"Bust-Down Books","version":"1.0","type":"link"}