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The Penny Capitalist by James J. Hester aka Algernon Horatio

The Penny Capitalist by James J. Hester aka Algernon Horatio

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The Penny Capitalist: How to Build a Small Fortune from Next to Nothing

A timeless guide to personal finance by James J. Hester (aka Algernon Horatio).

Summary

In this guidebook and rule book for the personal investor, James Hester shares his journey from having minimal resources to achieving significant financial success. This book proves that Retirement and personal finance are essential and achievable, regardless of your starting point.

Market Rankings

  • TOP 10 in Money Management, Budgeting & Bargains
  • TOP 50 Books on Personal Finance
  • TOP 200 in Financial Planning
  • TOP 500 in Finance
▶ OVERVIEW / FULL SYNOPSIS

Hester outlines a plan that allowed him to increase his net worth significantly while maintaining a comfortable lifestyle. The book provides practical insights for readers seeking financial stability.

Are you the sort of person who runs out of money on the 25th of every month, has no savings account, and wonders how you'll ever find the money to get your daughter's teeth straightened? Then meet James Hester.

Hester and his wife started with just $70 and a four-year-old Studebaker in 1955. By 1968 they had $14,000, and later, their net worth increased to $300,000—more than his total salary! They achieved this while raising three sons and maintaining a comfortable standard of living.

Amazing? It certainly is. Lucky? Not at all! James Hester followed a plan - and you can use it every bit as effectively as he did. Originally published in 1979, the opportunities are still out there. Each generation has to learn it all over again.

➕ KEY STRATEGIES: Penny Capitalism Roadmap

Penny Capitalism: The Offbeat Path to a Small Fortune

  • You may be worth more than you think
  • How to increase your disposable income without increasing your taxes
  • Why conventional investment advice is not for you
  • Borrowing your way to riches: how to do it; pitfalls to avoid
  • How to unload a bum investment
  • OPM (other people's money): how to use it as if it were your own
  • Inflation: putting it to work for you
  • The best way to buy a house
  • Credit-card dos and don'ts
  • What barter can do for you
  • Garage saling: a key to better living for less
  • The hidden advantages of self-employment
  • Why every family should leverage income property
  • Much, much more!
👤 AUTHOR BIO & BOOK SPECIFICATIONS

About the Author

James Hester (aka Algernon Horatio) has been a full professor and research scientist at a large mid-western state university. His career as a Penny Capitalist resulted from the imaginative pursuit of offbeat opportunities, or, as he puts it, "the only alternatives open to me."

Book Data

  • ISBN-13: 9780870004223
  • Binding: Hardcover (Dust Jacket included)
  • Published: 1979 by Arlington House Books
  • Pages: 244
  • Dimensions: 6 x 9 x 1.125-Inches
  • Subjects: Money Management, Personal Finance, Investments, Wealth Accumulation, Side Hustles
Keywords: #PennyCapitalist #PersonalFinance #Investments #WealthBuilding
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